The Park Cities represent one of the deepest concentrations of wealth in Texas — and with that wealth comes a level of financial complexity that most advisory firms are not built to address.
At Intentional Living Financial Planning, we work with Highland Park and University Park families who are managing multigenerational assets, navigating estate tax exposure, coordinating trust structures, and building a legacy that reflects their values — not just their net worth.
We are a fee-only, fiduciary firm based in New Braunfels, serving Park Cities families both virtually and in person throughout the Dallas–Fort Worth metroplex.
Stewarding Generational Wealth
For many Park Cities families, the wealth they manage was built across generations. That creates a unique set of challenges — trust structures that need ongoing oversight, beneficiary designations that must stay aligned with evolving family dynamics, and investment portfolios that require coordination across multiple entities and accounts.
We help families bring order to that complexity. Our planning work includes trust administration coordination, beneficiary planning across trusts and retirement accounts, investment oversight that accounts for concentrated positions and legacy holdings, and tax strategy that spans generations rather than single filing years.
Whether you are a trustee managing assets on behalf of family members or a beneficiary seeking clarity on what you've inherited, we bring structure and intentionality to every layer of your financial picture.
Building the Legacy From Here
Not every family in the Park Cities inherited their wealth. Many are entrepreneurs, executives, and professionals who are building significant wealth right now — and the decisions they make today will define their family's financial trajectory for decades to come.
For these families, we focus on entity structure optimization, estate tax reduction strategies, gifting programs, and the coordination between business assets and personal financial goals. The goal is to create a financial architecture that protects what you're building and transfers it efficiently to the people and causes that matter most.
We also help high-earning families avoid the common trap of building wealth without a plan for what it's actually for. Values-based planning is not a luxury — it's the foundation that keeps everything else from drifting.
Family Governance and Legacy Planning
Wealth that outlasts a single generation requires more than good investments. It requires intentional governance — shared purpose, clear communication, and a framework that helps the next generation steward what they receive.
We work with families to establish governance structures that may include family board meetings, shared mission statements, next-generation financial education, and guidelines for how wealth is managed, distributed, and discussed. These conversations are often the most meaningful work we do.
Legacy planning is not about control — it is about creating the conditions for your family to thrive with the resources you've built, long after you're gone.
Estate Tax Planning
For families with estates that exceed or approach the federal exemption threshold, estate tax planning is not optional — it is essential. The difference between a proactive strategy and a reactive one can be measured in millions of dollars and generations of impact.
We coordinate with your estate attorney and CPA to implement strategies that may include annual and lifetime gifting programs, irrevocable life insurance trusts, charitable remainder and lead trusts, grantor retained annuity trusts, spousal lifetime access trusts, and generation-skipping transfer planning.
Our role is not to replace your legal team — it is to ensure every piece of your estate plan is integrated into a cohesive financial strategy that serves your family's goals.
Our Services
We provide comprehensive, fee-only financial planning covering every dimension of your financial life — estate tax planning, trust administration coordination, legacy and family governance planning, investment management, tax planning, cash flow strategy, charitable giving, and coordination with your CPA, estate attorney, and other professional advisors.
Every plan starts with what matters most to you. We follow a framework of Values, Goals, Decisions, and Actions — ensuring your money is aligned with the life you actually want to live.